OK, for those of you who have done a mortgage before, the sheer volume of paperwork is proabably not a surprise. However, one piece of information that my broker wanted seemed... excessive?

-2003 and 2004 W2's
-payroll check stubs for one full month of income
-two months worth of your bank statements, consecutive months with all the pages, for the most recent 2 months
-the name of your second grade school teacher
-a 401K statement if you have it
-copy of the contract
-check for 275.00 for the appraisal fee

Seriously: a copy of the contract? How am I supposed to come up with that!?